2025 401k Max Over 55. In 2025, that limit rises to $23,500. 2025 is also the first year that a.
This amount is up modestly from 2025, when the individual 401 (k) contribution limit was $23,000, or $30,500 for employees who were 50 or older. Savers under 50 can contribute up to $7,000 to an individual retirement account in 2025.